Dental Insurance in Grapevine, TX and Location Around the U.S.
Maintaining healthy teeth can help you prevent tooth decay, sustain good breath and even reduce your risk of some diseases (e.g., heart attack, stroke). It can also help you avoid costly dental payments from cavities, gum decay, and infections. But not everything is in your control. Although good oral hygiene (e.g., brushing, flossing) can reduce your risk of costly dental visits, there are other factors at play—genetic factors play a huge role in determining the overall health of your teeth. That’s where dental insurance comes in.
We’re here to help you find the right dental insurance for your mouth and budget. Contact Insurance Solutions USA in Grapevine, Texas, to learn more about our insurance solutions today.
What Is Dental Insurance?
Dental insurance is a type of insurance that helps you manage the cost of receiving dental care. It can usually be purchased with your medical insurance or as a standalone policy. The benefits in your dental insurance coverage will vary with your plan, but they may include the following:
- Cleanings and check-ups
- Annual x-rays
- Fillings and simple extractions
- Root canals and bridges
- Implants and crowns
Call Insurance Solutions USA to learn more about our dental insurance coverage options.
How Does Dental Insurance Work?
Although individual plans may vary, your dental insurance plan generally has a deductible that must be paid before treatment is provided. Typically, dental insurance will cover preventive care (e.g., cleanings) and basic services (e.g., simple fillings) at a high percentage or with a low required co-pay. More complex services, such as orthodontic care, will often come with additional costs and less coverage may be provided.
Some dental insurance plans may have a waiting period before work can be done. Waiting periods can range from six to twelve months for standard care. For major dental work, the waiting period could be up to two years.
We’re here to help you understand your insurance options. Contact Insurance Solutions USA to speak to an insurance agent today.
What Does Dental Insurance Not Cover?
Most dental insurance policies won’t cover cosmetic procedures that are not medically necessary, such as:
- Tooth shaping
- Gum contouring
Other benefits, such as orthodontics (e.g., braces) and teeth whitening, may be covered, but waiting periods and lifetime maximum benefits may apply. Review your policy carefully to learn what your dental insurance covers.
Getting Dental Insurance
For over 20 years, we’ve been helping our customers find the right insurance for their needs and budget. Contact Insurance Solutions USA for a dental insurance quote and to speak to an insurance agent today.
Vision insurance refers to a contract between a consumer and an insurance organization which provides vision care in return for a premium. In exchange for their premium payments, consumers usually receive eye examinations (given by doctors and clinics contracted with the insurance organization) and corrective eyewear. Exactly how much of the fees are covered varies according to the specifics of the plan.
Even if you have perfect vision, proper preventative eye care is an essential practice towards ensuring the health of your vision in the years to come . The most important step is receiving routine examinations from a qualified eye care professional. Individuals between the ages of 20 to 40 are recommended an exam every 5 years or so, provided no visual changes or injury has occurred. Individuals over the age of 40 should have an exam every 2 years or so.
Plan features and benefits will vary depending on the provider, but features typically discounted include:
- Eye examinations
- Surgical procedures – including Lasik procedures where available.
- Contact Lenses
- Non-prescription sunglasses
Contact us today for more information!