July 23, 2025
AgencyUnderstanding Prior Authorization for Medicare Services in 2026: Insights from Insurance Solutions USA
As Medicare evolves to meet the demands of a changing healthcare landscape, prior authorization is becoming a critical component for ensuring cost-effective, high-quality care. Starting January 1, 2026, the Centers for Medicare & Medicaid Services (CMS) will expand prior authorization requirements for specific Medicare services under the Wasteful and Inappropriate Service Reduction (WISeR) Model in […]
July 14, 2025
AgencyHow to Potentially Save on Health Insurance Without Sacrificing Coverage
At Insurance Solutions USA (ISUSA), we understand that managing health insurance costs is a priority for many individuals and families. While coverage needs vary, there are ways to potentially reduce expenses while maintaining access to important benefits. Below are some general cost-saving strategies you may consider when reviewing or selecting your health insurance plan: 1. […]
July 10, 2025
AgencyHow to Choose Between Original Medicare and Medicare Advantage
Most Americans are familiar with Medicare, a federal health insurance program that can offer coverage for individuals 65 years of age and older, as well as younger people with specific conditions; however, under the umbrella of Medicare exist a few different options. Two of which are often referred to as Original Medicare and Medicare Advantage. […]
June 30, 2025
AgencyWhy So Many Americans Are Overpaying for Health Insurance (And What You Can Do About It)
Health insurance is one of the most important investments you can make for yourself and your family, but that doesn’t mean it has to break the bank. At Insurance Solutions USA (ISUSA), we speak with individuals and families every day who are surprised to learn they’re paying too much for their health coverage, or that […]
June 26, 2025
AgencyWhat Is the Best Age to Start Planning for Medicare?
When it comes to Medicare planning, timing is everything. One of the most common questions we hear at Insurance Solutions USA is: “When should I start preparing for Medicare?” While many believe the process begins at age 65, the truth is that early Medicare planning—as early as age 60—can save you time, stress, and money […]
June 11, 2025
AgencyThe Ultimate Guide to Travel Insurance: Why It’s Essential for Every Trip
Planning a vacation or business trip can be exciting, but unexpected events can turn your dream getaway into a nightmare. This is where travel insurance comes in—a vital safety net that provides trip protection and peace of mind. At Insurance Solutions USA, we understand the importance of safeguarding your travel plans. Whether you’re exploring international […]
May 27, 2025
insurancesolutionsusaLowering Your Medicare Supplement Premiums Without Losing Coverage
If you’ve held your Medicare Supplement (Medigap) plan for a few years, you’ve likely noticed your monthly premiums steadily rising. The good news? You might not have to sacrifice your coverage just to save money. At Insurance Solutions USA, we’re committed to helping you stay covered — while being smart about what you’re paying. __________________________________ […]
May 20, 2025
insurancesolutionsusaThe Impact of Preexisting Conditions on Your Health Insurance Coverage
Health insurance rules and regulations can be complicated to navigate. However, it’s essential to have a baseline understanding of how it works, especially if you are searching for new health insurance coverage and you have a preexisting health condition. What Is a Preexisting Condition? A preexisting condition is a known illness, injury, or health condition […]
May 19, 2025
insurancesolutionsusaProtecting Seniors from Insurance Scammers: Stay Safe and Informed
As a senior, your insurance coverage—whether Medicare, Medicare Advantage, or supplemental plans—is a critical part of your financial and health security. Unfortunately, scammers often target seniors, using deceptive tactics to trick them into changing policies or sharing personal information. At Insurance Solutions USA, we’re committed to helping you stay protected. Here’s what you need to […]
April 14, 2025
insurancesolutionsusaWhat to Do if You Lose Your Health Insurance Coverage
Your health insurance plays a critical role in your short- and long-term well-being and financial security. A suitable plan can help you and your family access essential medical services and products, potentially enabling you to prevent, manage and recover from injuries and illnesses. However, there may be times when you unexpectedly lose access to your […]