The Importance of Dental and Vision Insurance on Your Overall Health
Most people understand the importance of health insurance, but many don’t have dental or vision insurance. Even if you haven’t had any issues related to teeth or vision, preventive care is essential for maintaining your health and wellness.
What Is Vision Insurance and What Does It Cover?
When you have vision insurance, you will pay a premium in exchange for benefits such as discounted vision exams, glasses and contacts. Some plans will require you to see a provider in the plan’s network, while others require you to be treated by an optometrist or ophthalmologist.
Vision insurance typically helps cover the following:
- Annual exams
- Contact lens fitting
- Contact lenses
Providers may also offer additional coverage options for services such as additional appointments and LASIK surgery. Note that if you need medical eye surgery or treatment for conditions such as glaucoma or cataracts, it will usually be covered by your health insurance instead of your vision insurance.
What Is Dental Insurance and What Does It Cover?
Dental insurance can help pay for the expenses associated with routine dental care and other procedures related to your teeth and gums. This coverage can help you maintain your oral health while reducing the costs you would have to pay out of pocket for dental services.
Dental insurance typically helps cover the following:
- Dental cleanings
What Are the Long-Term Benefits of Dental and Vision Insurance?
The following are some of the benefits of utilizing dental and vision insurance:
- Prevent health issues. By taking preventive measures through vision exams and dental cleanings, you may be able to avoid costly issues or painful ailments, such as root canals, gum problems and blurry vision.
- Afford emergency services. Health issues are often sudden and unpredictable. It’s essential to have insurance in place for when these unexpected events occur. For example, dental insurance may help if you chip a tooth.
- Have peace of mind. Dental and vision insurance can help put your mind at ease about the unpredictability of health issues.
- Catch issues early on. Preventive care can help catch potentially life-threatening issues early enough to be treated. For example, routine eye exams may be able to detect certain diseases or cancers.
How Can I Get Dental and Vision Insurance if My Job Doesn’t Offer Them?
Contact Insurance Solutions USA to discuss your dental and vision insurance needs. We can help you find the coverage you need.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.